Legal

Terms & Conditions

Last updated: January 1, 2026

These Terms and Conditions ("Terms") govern your use of the Credplusa2m website and any loan assistance services provided by us. By accessing our website or engaging our services, you agree to be bound by these Terms.

1. Website Usage

You agree to use this website only for lawful purposes and in a manner that does not infringe the rights of, or restrict, or inhibit the use and enjoyment of the website by any third party. Unauthorised use of the website, including data scraping, hacking, or introducing malicious code, is strictly prohibited.

2. Eligibility

Our services are intended for individuals who are at least 18 years of age and legally capable of entering into binding contracts under Indian law. By using our services, you represent that you meet this eligibility requirement.

3. Nature of Services

Credplusa2m acts as a loan assistance intermediary, connecting applicants with banks, NBFCs, and other financial institutions. We do not directly lend money, and final loan approval, terms, and disbursement are solely at the discretion of the respective lending institution.

4. Payments and Fees

Where applicable, any service fee charged by Credplusa2m for advisory or documentation assistance will be communicated to you transparently in advance. Fees charged by lending institutions, such as processing fees or legal charges, are separate and governed by the respective lender's terms.

5. Limitation of Liability

Credplusa2m shall not be held liable for any loss, damage, or inconvenience arising from the rejection of a loan application, delays caused by third-party lenders, or inaccuracies in information provided by the applicant. Our role is limited to facilitation and advisory assistance.

6. Termination

We reserve the right to suspend or terminate your access to our website or services at our discretion, without prior notice, in cases of suspected fraud, misuse, or violation of these Terms.

7. Intellectual Property

All content on this website, including text, graphics, logos, and design elements, is the property of Credplusa2m and protected under applicable intellectual property laws. Reproduction or distribution without prior written consent is prohibited.

8. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of India. Any disputes arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts located in the city where Credplusa2m is registered.

9. Contact Us

For any questions regarding these Terms, please contact us at info@credplusa2m.com or call +91-9953683830.